HERA, Pub. L. No. 110-289, 122 STAT. 2654 (July 30, 2008)

Title I, Section 1101 creates the FHFA with regulatory authority over Fannie Mae and Freddie Mac; Section 1131 creates the National Housing Trust Fund; Title III (Div. B) creates the NSP and Title IV (Div. A) creates HOPE for Homeowners.