Charleston Housing Authority v. U.S. Department of Agriculture, 419 F.3d 729 (8th Cir, 2005)

The Court of Appeals affirmed district court decision (336 F.Supp.2d 934 (E.D. Mo. 2004)), which held that the housing authority is not entitled to prepay its Section 515 loan even though it only owed a nominal amount on the loan due to earlier partial prepayments. It also held that in light of ELIHPA, the housing authority was not entitled to quiet title to the property when it proffered to pay the balance of the loan. Finally, it affirmed the district court decision that the housing authority’s decision to vacate and demolish the development, which served predominantly African-American households, violated the Fair Housing Act.